You Should Also Check Out…
Children may not yet have bank accounts, but they do have birthdays and Social Security numbers, and an increasing number of them are online—especially in the tween and teen years. Kids’ information is also often on paper forms, whether for school or medical use, putting them at risk for identity theft. If you find unauthorized activity on your credit cards, new accounts in your name or other financial transactions you weren’t aware of, learn how to report identity theft. All 50 states currently have some form of data breach notification legislation on the books, detailing how businesses or governments must inform those affected. Banks, credit card companies, lenders and online marketplaces now publicly disclose data breaches. If you’re unsure how an online account was accessed, it’s a good idea to change it.
Understanding the Exposure of Your Social Security Number on Dark Web
The social security number (SSN) is a vital piece of information that can be used to identify individuals in the United States. However, the rise of the internet, particularly the dark web, has brought about significant risks regarding personal data exposure.
CreditWise even offers extra features such as credit reports and scores. On some dark web forums, cybercriminals can take classes on how to steal credit card data. Members of these forums also sell “fullz,” a slang term for full sets of people’s personal information. The Dark Net, known as the Internet’s shadowy underbelly, is a network of anonymously-hosted websites with encrypted content within the deep web. Some cyber-monitoring companies do offer dark web scanning services by plumbing the depths of the dark web when people want to know if their personal identity information is sold on the dark net.
They will each ask for personal data and provide a secret PIN to freeze or “thaw” your file when needed. If possible, enable multi-factor authentication (MFA) to protect your accounts from thieves. MFA requires you to log in to services using your password and one or more additional verification methods. For example, two-factor authentication (2FA) may require a password and a one-time code sent in a text message to log in. A dark web alert is a cybersecurity warning you may receive if your sensitive information is discovered on one of the many sites on the dark web.
- Having access to one of these services can be an even better solution, as you’ll receive immediate notifications rather than having to wait four months or longer.
- It also allows you to “lock” your SSN to stop scammers from using your SSN to illegally obtain employment in your name.
- They might be able to steal your income tax return and possibly cheat you out of thousands of dollars.
- CreditWise Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.
What Is the Dark Web?
You may not shop online, but you probably use your credit card in brick-and-mortar stores. Data breaches can target any kind of information stored digitally, and that includes credit and debit card data used for in-store purchases. “We’ve probably all had our Social Security number compromised at some point,” Pascual says, noting that several websites on this hidden part of the internet carry such data. “You’re going to have to take a defensive posture as a consumer,” says Al Pascual, research director and head of fraud and security at Javelin Strategy & Research. IPhone thieves have found a way to break into a user’s online life — their bank accounts, personal data, and passwords.
According to Privacy Affair’s Dark Web Price Index, right now, the cost of an SSN on the dark web is $2. A stolen SSN can put people at risk of many different forms of identity theft. With that said, it’s not necessarily what the criminals are always after. Dewan Anton Williams, 47, of Detroit, is accused of going onto the dark web to purchase the social security numbers of identity theft victims. Officials said they later found personal information from about 7,000 people at Williams’ home. Our suite of security features can help you protect your info, money and give you peace of mind.
You don’t want your SSN card to get into the hands of a criminal who could steal your identity. It’s crucial to set up a fraud alert with the credit bureaus to flag any suspicious activity. A password manager also enables you to protect your accounts with strong forms of Multi-Factor Authentication (MFA) – a security protocol that requires additional authentication.
However, there are numerous ways to prevent it from reaching the dark web and to reduce the damage should it fall into criminal hands. It’s certainly unsettling to discover your Social Security has fallen into the wrong hands and is now available to any cybercriminal for a nominal fee. Alina is a history buff passionate about cybersecurity and anything sci-fi, advocating Bitdefender technologies and solutions. She spends most of her time between her two feline friends and traveling. Unfortunately, there are only specific situations in which you can change your SSN. Even if you’ve had your SSN stolen, it doesn’t mean you can get a new one.
The dark web is a part of the internet that isn’t indexed by traditional search engines. It requires specific software, configurations, or authorization to access. While it has legitimate uses, it is also a hub for illegal activities.
Why Is the Social Security Number Sought After?
Your social security number is critical for various aspects of life:
- Identification verification.
- Credit applications.
- Tax filing.
- Accessing government benefits.
Since the SSN can be used to impersonate someone and engage in fraudulent activities, it holds immense value for cybercriminals.
The Risks Associated with Your Social Security Number on Dark Web
The exposure of your social security number on the dark web can lead to serious consequences, including:
- Identity Theft: Criminals can use your SSN to create new accounts in your name.
- Fraudulent Activities: With access to your SSN, perpetrators can commit fraud, including unauthorized purchases or loans.
- Financial Loss: Victims of identity theft may face significant financial repercussions, affecting their credit score and overall financial stability.
How Does Your SSN End Up on the Dark Web?
Your social security number can end up on the dark web through various means:
- Data Breaches: Large companies or organizations may experience data breaches that expose customer information.
- Phishing Scams: Cybercriminals may trick individuals into providing their SSN through fake emails or websites.
- Publicly Available Information: Often, SSNs are linked with public records, which can be easily accessed by malicious actors.
Preventive Measures to Safeguard Your SSN
Taking proactive steps to protect your social security number can help mitigate the risks:
- Limit Disclosure: Only provide your SSN when absolutely necessary.
- Monitor Credit Reports: Regularly check your credit report for any unauthorized accounts.
- Use Identity Theft Protection Services: Consider enrolling in a service that monitors your SSN on the dark web.
- Shred Documents: Dispose of any paper records that contain your SSN properly.
What to Do If Your SSN Is Found on the Dark Web?
If you discover that your social security number is on the dark web, take immediate action:
- Freeze Your Credit: Contact credit bureaus to freeze your credit to prevent new accounts from being opened.
- Report Identity Theft: File a report with the Federal Trade Commission (FTC) and consider contacting local law enforcement.
- Notify Affected Institutions: Inform banks, credit card companies, or other relevant entities of potential fraud.
FAQs About Social Security Number on Dark Web
1. How can I check if my SSN is on the dark web?
Some identity protection services offer dark web monitoring that can alert you if your social security number is found online.
2. Is it illegal to use someone else’s SSN?
Yes, using someone else’s social security number for any purpose is illegal and considered identity theft.
3. Can I change my SSN if it’s compromised?
Changing your SSN is possible in certain circumstances, but it can be complex. It is advisable to consult with the Social Security Administration for guidance.
Understanding the risks associated with your social security number on dark web is crucial in today’s digital age. By taking preventive measures and being vigilant, you can protect yourself from identity theft and its damaging consequences.
